Emblem Oversight Team

The market is constantly changing and you expect your investments to respond. The Emblem Oversight Team delivers!

The Emblem Oversight Team actively monitors market conditions, making adjustments to take advantage of short-term market opportunities and help protect during market downturns.

Whenever a change is made, an asset allocation update is published explaining the rationale — the team is committed to keeping you informed!

Mutual Funds offered by Empire Life Investments Inc.
Segregated Fund policies issued by The Empire Life Insurance Company

Upside and Downside Capture Ratios

Upside/downside capture ratios show how a fund has performed compared to a benchmark during periods of market strength and weakness:

An upside capture ratio over 100 indicates a fund has generally outperformed the benchmark during periods of positive returns for the benchmark.

A downside capture ratio of less than 100 indicates a fund has lost less than its benchmark in periods when the benchmark has been in the red.

*Source: Morningstar Direct, as of February 28, 2019 Series A Funds

History of Tactical Calls

The Emblem Oversight Team monitors market conditions and adjusts the Portfolios so you don’t have to!

Check out the latest update

5in 2013
4in 2014
3in 2015
3  tactical calls in 2016